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Tomorrow the Enrollment for the Statewide Public (subsidy eligible) "Exchange" or "Marketplace" plans opens and the end date of this enrollment for a 1/1/14 effective date is December 15, 2013.
How complex do you think it could be??? "One thing the law does provide is FULL ACCESS to health insurance"... As of January 1, 2014 no one can ever be turned down or declined due to prior medical history but, what the law hasn't done is curbed the high cost of medical care." 42% of Americans do not know that the Patient Protection and Affordable Care Act is the law of the land, despite the fact that it took place more than three years ago according to Kaiser Family Foundation. Folks, should you need financial assistance from the government to pay your health insurance or have many prior health history issues, the public subsidized plan might be the best option for you! HOWEVER, FOR ANYONE ELSE WHOM COULD POSSIBLY GET ANYTHING ELSE, I SUGGEST YOU DO IT NOW... THIS YEAR WHEN YOU CAN BECAUSE: on January 1, 2014 you will never have the opportunity to be underwritten ever again for a health insurance plan premium actuated for you... I am now seeing real numbers for plans effective dates 1/1/14 and seeing average rate changes of 60% -75% with more significant increases up to 400% for younger insureds. IF you need help or advice, I'd be happy to freely consult and assist you with enrollments in either the Public Marketplace or the Private Marketplace... Just PLEASE KNOW that NOW IS THE TIME TO ACT! 18 Year Licensed Health Insurance Producer Channahon, IL Nicholas Tkaczuk ntkaczuk@gmail.com / 708-514-4936

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